The holiday cheer may be winding down, but the excitement for the New Year is just beginning for us at the Arizona Farm Bureau. It's tempting to join the usual bandwagon of fitness resolutions, but this year, why not focus on an area that impacts both our personal and professional lives – our finances?

1) Automate your savings account. A direct deposit system that will pull funds straight from your paycheck to your savings account weekly or monthly can free up time and help save you money. Farm Bureau Bank offers a robust savings account with a tiered interest that rewards higher balances. Get ready to watch your savings account grow.

2) Check Your Credit Score. Checking your credit report can assist with going over any errors or inconsistencies that can affect your financial goals. By law, you can receive a free annual credit report through Your credit score can also give you an idea if it's a good time to refinance a loan or inquire about a credit card to receive the best rate that can help you save more. Farm Bureau Bank offers a simple online refinancing application with flexible terms and special member rates, making applying easy.

3) Create a spending plan. It is important to know where your money is going. If you have an established account with Farm Bureau Bank, start by viewing your finances through our Online Banking System. You can view your account history and financial details with the bank. From there, you can build on where to budget and improve savings. If you have not signed up for our Online Banking, do so now. Start the year with a good beginning to create a good ending. Farm Bureau Bank can help you with your financial goals anytime, anywhere. Remember, they are only a phone call or click away.

Visit and select "membership" to see all the amazing benefits you have as a member of the Arizona Farm Bureau. Our Membership section is categorized by benefit type, providing a quick and easy way to browse the options and see what is available. Take advantage of all the fantastic benefits waiting for you as an Arizona Farm Bureau member!